RESIDENTIAL MORTGAGES
Purchases
Whether you are buying your first home or your forever home, every situation is unique and there is lots of complications involved in mortgages and financing. Each lender is different in how they assess income, expenditure, and even different types of property.
That’s where I come in. I create tailor-made solutions for you, advising on what you can borrow, what it will cost and guide you from the very start, right through to the time you get your new keys, taking as many of the complications out of the process as possible.
Get in touch today to arrange a time to discuss your plans and available options.
Remortgage
Is your mortgage product coming to an end in the next 6 months? Are you paying too much and want to get a better rate than your current mortgage? Are you looking to borrow more and release some equity?
The remortgage process can be every bit as complicated and confusing as the purchase process, especially if you are looking to release equity from your home. Every lender has its own individual policy guidelines dependant on whether you are borrowing for home improvements, to gift deposit money to your dependants or looking to fund another property purchase.
Get in touch today to arrange a time to discuss your existing mortgage, future plans and the options available to you.
Second Charges and Bridging Loans
Alternative property finance can often be required or provide a better solution in the short term that a regular purchase or remortgage.
There are a number of reasons why a Second Charge or Bridging Loan may be required such as refurbishments or home improvements or a break in a property chain.
Get in touch today to discuss alternative financing and compare these options to more mainstream property financing.
Your home is at risk if you fail to keep up payments on your mortgage or any other loans secured against it.