Commercial and Development Finance
Commercial Finance
From shops to office blocks, commercial mortgages are more complex than a typical residential or buy to let mortgage, however they can be a great way to secure an asset for your business or generate an income. There are two main types of commercial mortgages each with their own criteria and requirements:
Owner Occupier mortgages for businesses or individuals who want to buy a property with the intention of working from it.
Commercial Investment mortgages for business or individuals planning to let out a commercial property.
Development Finance
Development Finance can help new or experienced developers fund projects and turn plans into that dream home or next investment.
Financing can be obtained by borrowing against the value of the land and then in addition, potentially help to fund the build costs as well depending on the lender, your experience and the project. Financing can also be arranged to be released in stages in order to help budget for each stage of construction and prevent overspending.
Commercial lending and most buy to let arrangements are not regulated by the FCA.